Mirela Vostrikova

Verify rent rolls against lease documents and bank statements before modeling acquisition income.

Complex commercial assets require deeper scrutiny than residential loans demand.

Cap rates vary sharply by property type, market, and risk tier.

Modernizing three workflow bottlenecks separates fast lenders from slow ones in 2026.

Lenders are tightening DSCR minimums across property types as rates rise.

EBITDA strips out financing and accounting choices to reveal a property's true operating cash flow.

Timing the 2026 refinancing wave now beats waiting as capital markets competition tightens.

Mezzanine debt requires mastery of intercreditor agreements to survive a workout.

Banks, CMBS shops, and private credit funds now apply sharply different underwriting standards.

Income inequality and AI adoption are reshaping which markets thrive.

SOC 2 Type II certification is now mandatory for CRE platforms handling sensitive deal data.